J. Kevin Renfro was born in 1961 in Blount County, Tennessee.  He graduated summa cum laude from the University of Tennessee at Knoxville in 1983.  Mr. Renfro then earned a JD from the University College of Law in 1986, where he earned the American Jurisprudence Award and was a member of Phi Delta Phi law fraternity.  Mr. Renfro was listed in Who's Who Among Practicing Attorneys in 1990, and subsequently in 1992 in Who's Who Among Rising Young Americans.  His practice is exclusively dedicated to real property, land, title, banking and commercial law.  He is admitted to practice in the state and federal courts of the State of Tennessee, and is a member of the American, Tennessee, Knox County and Blount County bar associations, as well as the Tennessee Land Title Association and the American Land Title Association.  Mr. Renfro also frequently donates his services and expertise pro bono to local charitable organizations.